Lesley Johnson is the athletic director at Provincial University where a generous donation has recently been made to the Athletic Department to create an endowment to fund scholarships—called Athletic Financial Awards—at Provincial University. Lesley is tasked with devising the best plan to utilize these funds within the risk parameters established by Provincial University’s Board of Governors. Here, different investments are contemplated; however, with the guidance of Kelly Simpson, from Capital and Revenue Consultants, financial analyses to estimate returns, pricing, and risk factors for various fixed income options are completed.