Swimmers may be placed at a disadvantage when water in a pool is actively circulated during competition. This circulation may produce currents in specific lanes which add to a swimmer’s speed in one direction and subtract from it in the other direction. This article presents a mathematical model of swimming in a lane with a current. It predicts that even small currents can add significantly to a swimmer’s race time. The effects of the current will not equal out over an even number of lengths swum because the swimmer always loses more time swimming against the current than he or she gains from swimming with the current. Mathematical simulations of races of various distances show that the losses in time can range from 100ths of a second in a 100-m sprint to several seconds in the longer distances. Since circulating water may create currents only in specific lanes, some swimmers may be placed at a disadvantage compared to others. A simple solution to the problem of currents is suggested.